No Money? Here seven “No Excuse” ideas to get you going:

1. Creativity is free! No money needed to invent something. Intellectual property and trade secrets can be very valuable. Patents, trademarks, copyrights, etc.
2. Discipline is free! No money needed to create your personal brand. Educate yourself. Share your ideas with the world through social media. Write a book. Create videos. Work your way into the thought leader space. Eventually, your name will be valuable.
3. Excellence is free! No money needed to standout. What are you known for? Michael Phelps’ net worth is estimated to be around $55 million. Gold medals and lucrative endorsements helped build his wealth.
4. Self-Education is free! No money needed to grow your expertise in one of the many present-day technological shifts. The power of self-education is all over the web.
   Think about this, coding skills, expertise, and creativity helped “Satoshi Nakamoto” to create Bitcoin — from nothing! Nakamoto is believed to hold up to one million bitcoins, with an estimated value of approximately $12 billion USD (as of August 2020.)
5. Coaching is free! There’s no money needed to do consulting gigs. Your life experiences can be very lucrative to many people who are willing to pay for it.
6. Thinking is free! No money needed to solve problems.
7. The use of your knowledge is free! Knowledge is of more value than gold in the Digital Age. Remember the story of the technician who walks into a factory, replaces a screw, and charges $1,000 for the job?
   “Why?” the manager asked, “one-thousand dollars for a screw?”
   The technician answered, “Yes, that was one dollar for the screw and $999 for knowing WHICH screw to replace.”

Late in life, I concluded what was my problem: Hard work is needed!

Thomas A. Edison said it best:

“Opportunity is missed by most people because it is dressed in overalls and looks like work.”

Take action!

My friend, nothing ever happens without action. No action, no progress. No progress, no growth. Get started today. Stop blaming the chaotic world we live in, let me tell you a secret, it won’t get any better anytime soon.

It’s entirely up to you and me to take life by the horns and make it better!