Wednesday, April 24, 2024


The Diamond and Access Bank merger is a synergy that cannot be over-emphasized and a union to be reckoned with especially in times like these where banking values for MSMEs and support for entrepreneurial growth are rare. 

The Diamond-Access merger represents a break from the norm as it is the coming together of two high-performing brands, with a track record of excellence. The merger between the two banks automatically places the new entity as the largest retail bank in Africa, with about 29million customers, 13 million mobile app users, over 3,000 ATMs, and over 600 branches across Nigeria.

That is not all. This Customer-Centric decision will continue to foster the benefits associated with Diamond’s Products and Services which includes commitment to digital innovation and will be backed by Access bank’s commitment to customers, financial inclusion and sustainability, the bank’s corporate expertise and strong balance sheet.

Also read:  YouThrive: Access Bank set to empower over 700,000 MSMEs with 50bn loans

In the words of the Holy Book, “Two are Better than One”, a synchronization of this two forces will ensure that both Access Bank and Diamond Bank customers experience no disruption to normal banking services whilst joining forces to create Nigeria and Africa’s largest retail bank by customers. 

It is also important to note that Existing Diamondxtra customers under the DiamondXtra Bigger and Better Package have nothing to worry about as the reward scheme is not changing and winners will continue being paid while new winners will continue to emerge. In fact, with the merger with access bank, Diamondxtra will become bigger and better as the scheme will also be opened to access bank customers.

Diamond Bank customers can now enjoy instant borderless banking from any Access bank branch. When they walk into any Access bank branch and Initiate payment in their local currency, the beneficiary will receive an instant direct credit to their account or cash in their local currency.

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This service is available in all Access Bank subsidiaries – Nigeria, Ghana, The Gambia, Democratic Republic of Congo, Rwanda, Zambia and Sierra Leone. 

The following Diamond unique products still remain even after the merger with Access bank (product names still intact).

✓ DiamondXtra

✓ XclusivePlus

✓ HIDA (High Interest Deposit Account)

 Diamond Business Advantage (DBA)


admin | Abbey Oyetunji
admin | Abbey Oyetunji
Abbey Oyetunji is a Business Growth Strategist. An IT Mogul & Web Developer. Reach via mail: [email protected]


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